Our Story

Ssempiira Development Corporation Inc. (SDC Homes) was founded after more than seven years of study, research, and direct engagement with homebuyers. Our founder, Francis Xavier Ssempiira, immigrated to Canada in 2017 and quickly discovered how difficult it was for newcomers to afford a home—even those with stable dual incomes.

Many were disqualified from buying homes due to steep down payments, high monthly payments, poor or limited credit history, or insufficient income. Ironically, most of these families had never missed a rent payment—often paying more in rent than a typical mortgage.

The Affordability Crisis

While attending Toronto Metropolitan University, FX Ssempiira conducted a class poll and found that most students believed they would never afford a home in Canada. Some were even considering relocating to the U.S. in search of more affordable opportunities.

According to Statistics Canada, as of 2021, 1.5 million Canadian households (10.1%) were in “core housing need”—living in unsuitable, inadequate, or unaffordable homes with no ability to find alternatives within their communities.

A 2023 Royal LePage survey further revealed that 69% of renters did not plan to buy a home, with the primary reason being the inability to save enough for a down payment.

This is the market SDC Homes was created to serve.

Our Solution

SDC Homes builds affordable, high-quality single-family homes in Ontario, beginning in the Algoma District and expanding across the province and eventually nationwide.

We focus on:

• 🏡 Modern, sustainable designs with community-first planning

• ✍️ Standardized house models with free minor customizations

• 💬 Transparent financing and a supportive, consultative sales process

• 🤝 Strong partnerships with municipalities and material suppliers

Inspired by Henry Ford’s Model T, we offer a single, customizable home model. This approach allows us to streamline production, reduce costs, and deliver exceptional value to our buyers.

What We Offer

• Home Type: Fully detached, single-family homes

• Layout:

  • Main Level: 3 bedrooms, 2 bathrooms

  • Basement: 2 bedrooms, 1 bathroom with separate entrance (optional at no extra cost)

• Deposit Required: 10% of the purchase price

• Price: $700,000 CAD per home

Current Projects

📍 Blind River, Ontario

• 24 Schurm Avenue

• 22 Schurm Avenue

• 20 Solomon Street

• 26 Solomon Street

Our Mission

At SDC Homes, we’re not just building houses—we’re creating opportunities for families to thrive. With customer satisfaction as our guiding principle, we aim to expand across Ontario and eventually serve communities nationwide.

Your home. Your future. Our mission.